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Do you ever have a moment in which you thought you really liked something, but then over time you started to feel the opposite? This sometimes happens to me with apps. I’ll write a raving review, and a few weeks later I’ll start to notice issues that didn’t make themselves known early on, or they were noticeable but weren’t annoying just yet. Luckily, I’m often given a chance to review apps a second time when they’ve received a major update, which provides me the opportunity to provide are more impactful analysis on whether the app is worth its weight in gold.

On this occasion, I’m taking a second look at noidentity’s Next, which enables you to track day-to-day expenses to get a big picture of your spending habits. In my initial review, I stated that Next was really fun to use, and that “between the design eye candy and extremely enjoyable sound effects, I actually look forward to entering an expense.” In September, version 2.0 of Next was released, giving me a chance to reassess what makes the app good and no so good. Read on to find out how my opinions have changed. (more…)

Meeting new people can be intimidating, especially for wallflowers such as myself. I’ve got the gift of gab, but I can only really open up after I’ve known you for a few decades or so. Until then, my social anxiety keeps my lips shut and my feet firmly planted in the corner at parties, making friends with the host’s cat.

Sometimes being taciturn just isn’t an option, especially if I’m meeting a new business contact. I have to find my voice somewhere, but how can I break the ice and put myself at ease? Maybe Refresh can help. It finds all of your new contacts for you and gives you lots of tidbits of info, so you’re never going into a meeting unprepared again. (more…)

Whether you run a small business or are self-employed, being able to take a credit card as a form of payment is usually a necessity, as many of us rarely carry cash anymore and prefer the level of security that using plastic brings.

IZettle is a mobile payment service that combines an iOS app and credit card reader into a complete Point of Sale system. Using iZettle, anyone can set up an iPhone to take payments for any goods and services quickly and easily. Whilst this sounds like an almost perfect solution, can you really replace your checkout counter with just your iPhone? (more…)

Recently, I reviewed DailyCost — one of the best apps I’ve used for keeping track of day-to-day expenses. Today, we’re going to take a look at Spendee, which is marketed as perhaps a slightly more fully-featured finances app. It is designed to take your day-to-day expenses and incomes, plus your recurring expenses and incomes (such as bills and wages), and turns that data into charts, graphs and even has a social media-esque “feed” where you get given tips on managing your money and even earn achievements.

Let’s see how it stacks up after the jump. (more…)

In this modern-day smartphone era, it’s become far easier to manage your finances. DailyCost is an app that instead of trying to help you organise your bills, expenses, mortgages and loans, focuses on helping you keep track of the expenses you rack up each and every day — the coffees, the nights out and so on. You do so by entering an entry in the app every time you spend, and in doing so can help you better understand how all those little things can add up. In turn, it can help you become smarter with your money.

However, many apps with near the exact same purpose as DailyCost already exist, and many do a great job — so how does it stand up to the competition? Let’s find out! (more…)

I’m a man of simple tastes, which is precisely why I’m pretty much married to my iPhone. I love its simplistic design, its fantastic range of apps and the fact that whatever I want to access is only a couple of taps away. And it’s precisely this love of simplicity why I fell in love with Moneywiz. There’s a whole range of money management apps out there on the App Store, all with a huge variety of features, but sometimes I don’t want to spend a couple of hours learning about an app before I actually start using it. My ideal app is one where I can just pick up my iPhone, launch it and immerse myself in it.

Moneywiz, from the developers Silverwiz is a personal finance app available for iOS devices and OS X. It’s not a universal app (boo!), unfortunately, however the different versions do keep in sync with one another thanks to their Sync Everything! service (which is free) and for personal finance apps, it’s well worth checking out. (more…)

Finance is one area of my life where I always like to feel that I am in control and I know what is going on. When I was single it was easy to handle, but now with a wife, her small business and a son, the financial accounts have grown and become a little more complicated. I still want to stay on top of things and like to make sure that we are doing okay, but now I get a little help from an app called Personal Capital.

I have the bad habit of never keeping a very good record of our money, in that I don’t log somewhere every time we make a transaction. With debit cards and automatic withdrawals, it has made that process so much harder, in my opinion. What I would do is that I would just check my bank accounts every day to make sure that the transactions that took place the previous day, matched up with what I thought it should be. That can be a tedious process, and so I began searching for an app that could help me out, and that is where Personal Capital came into play for me. (more…)

There are multiple theories on how to best track spending. Many people employ budgeting, while others choose to use alternative methods such as the envelope system. Personally, I’ve always found it best to simply keep track of my spending by using a checkbook app (I’m currently using Moni). But the main problem with most of these methods, especially my preferred method, is that most people simply don’t know what they’re using their money to buy.

Sure, I know in the immediate present that I purchased a tank of gas for $45, but how much am I spending on gas a month? Every once in awhile, I’ll break down my spending habits to get a bigger picture, and I’m always amazed on where I can cut costs. The problem is, it’s an extremely tedious task that I wish were a lot more simple. Developers noidentity hope to make big picture expense tracking very simple with their new app, Next. (more…)

In my early days of freelancing, I ran a pretty simple operation. Most of my clients were friends and my expenses amounted to less than the standard deduction (in the USA at least). I used an Excel sheet for both my invoices and my expenses. Then things started to pick up a bit and I realized that I needed something a little more robust than a spreadsheet.

A friend of mine introduced me to FreshBooks and I never looked back. It’s great invoicing software that added expense tracking shortly after I joined, as well as a slew of other features. The only thing they were really missing was a good mobile app. Well recently, that changed, too, with FreshBooks Cloud Accounting. (more…)

For some reason, I look forward to doing the bills each month. I am not sure why, maybe it is because of the satisfaction of seeing my debt go down each time. But there were those times that I would miss a bill, then I got a penalty for it the following month. I would absolutely hate when that happened, and so a little over a year ago, I came across Chronicle, a bill reminder app.

At the time they were only on the Mac, and I had absolutely fell in love with it, making it one of my favorite apps to use. Ever since I started using it, I’ve been wanting the developers to come up with one for the iPhone. The time has finally come for it to come to fruition, and I got an email the other day from the developer who generously gave me a promo code to check it out. I was excited to take it for a spin and to see how it compared to the Mac app. (more…)

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