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Finance is one area of my life where I always like to feel that I am in control and I know what is going on. When I was single it was easy to handle, but now with a wife, her small business and a son, the financial accounts have grown and become a little more complicated. I still want to stay on top of things and like to make sure that we are doing okay, but now I get a little help from an app called Personal Capital.

I have the bad habit of never keeping a very good record of our money, in that I don’t log somewhere every time we make a transaction. With debit cards and automatic withdrawals, it has made that process so much harder, in my opinion. What I would do is that I would just check my bank accounts every day to make sure that the transactions that took place the previous day, matched up with what I thought it should be. That can be a tedious process, and so I began searching for an app that could help me out, and that is where Personal Capital came into play for me. (more…)

There are multiple theories on how to best track spending. Many people employ budgeting, while others choose to use alternative methods such as the envelope system. Personally, I’ve always found it best to simply keep track of my spending by using a checkbook app (I’m currently using Moni). But the main problem with most of these methods, especially my preferred method, is that most people simply don’t know what they’re using their money to buy.

Sure, I know in the immediate present that I purchased a tank of gas for $45, but how much am I spending on gas a month? Every once in awhile, I’ll break down my spending habits to get a bigger picture, and I’m always amazed on where I can cut costs. The problem is, it’s an extremely tedious task that I wish were a lot more simple. Developers noidentity hope to make big picture expense tracking very simple with their new app, Next. (more…)

In my early days of freelancing, I ran a pretty simple operation. Most of my clients were friends and my expenses amounted to less than the standard deduction (in the USA at least). I used an Excel sheet for both my invoices and my expenses. Then things started to pick up a bit and I realized that I needed something a little more robust than a spreadsheet.

A friend of mine introduced me to FreshBooks and I never looked back. It’s great invoicing software that added expense tracking shortly after I joined, as well as a slew of other features. The only thing they were really missing was a good mobile app. Well recently, that changed, too, with FreshBooks Cloud Accounting. (more…)

For some reason, I look forward to doing the bills each month. I am not sure why, maybe it is because of the satisfaction of seeing my debt go down each time. But there were those times that I would miss a bill, then I got a penalty for it the following month. I would absolutely hate when that happened, and so a little over a year ago, I came across Chronicle, a bill reminder app.

At the time they were only on the Mac, and I had absolutely fell in love with it, making it one of my favorite apps to use. Ever since I started using it, I’ve been wanting the developers to come up with one for the iPhone. The time has finally come for it to come to fruition, and I got an email the other day from the developer who generously gave me a promo code to check it out. I was excited to take it for a spin and to see how it compared to the Mac app. (more…)

Of all the great things that the iPhone lets me do, I’d put tracking my finances near the top of list. While, it may seem boring, it’s something I always struggled with in the past; so much so that I constantly overdrafted my account and had to pay hundreds of dollars in fees. Since I purchased my first iPhone I’ve used Checkbook to balance my accounts, and have become a lot better at keeping track of my financials.

While Checkbook has been good to me over the years, I’ve always kept a lookout for similar apps. To me, Checkbook had a lot of great functionality, but wasn’t a great looking app (it’s not poorly designed, but is a bit plain). Being someone that’s very into design, I always hoped to find an alternative that offered the functionality of Checkbook, while providing a design that made that app a joy to use. With the release of Bankr Personal Finance (referred to as “Bankr” from this point forward), I’m happy to say that I believe my search may finally be over. Find out why after the jump. (more…)

Anybody who has purchased goods online is familiar with the many infamous user-powered eCommerce websites. Craigslist, eBay and Kajiji are just a few names which come to mind. These are all great for purchasing unique items from anybody in your local area, or even anywhere in the world.

What makes Ketup so different is the ability to connect with anybody right from your mobile phone. You can access the Ketup marketplace from your iPhone, iPod Touch or iPad. The app uses your current location to determine any sellers in your local area. This is a really cool application to try out if you’re into the buying/selling game, plus it’s totally free! More about the app after the jump.  (more…)

The infamous coupon website RetailMeNot has been online for a couple of years now. You can find coupons for nearly all the famous brands including Amazon, Domino’s Pizza, Best Buy and so many more. Their team released a new iOS app which is the perfect companion for their site.

You’ll be able to find new coupon codes and even redeem them inside the store. Often times these coupons will work when you’re shopping online. But even if you don’t shop on your phone, it’s easy enough to copy down the codes into your web browser. I’ll say this is one a handy application for the many frugal shoppers out there. (more…)

Going out to eat with your friends can be a lot of fun — until the bill comes. Sitting around while everyone at the table does confusing math in their head about how much money they need to put down quickly becomes frustrating scene.

A new app named Billr aims to relieve some of the stress that comes from splitting a bill. You enter some information from the bill, and the app walks you through the necessary steps of dividing the costs in the most fair manner possible. Sounds great, right? Let’s find out. (more…)

Isn’t it funny how money, while being such an important part of our lives, often goes overlooked when it comes to digital solutions to managing it or tracking it? Sure there are options out there, but I know I never really took any of them seriously. In a lot of ways, I was prone to simply flying by the seat of my pants, hoping and praying that the numbers all balance out at the end of the month and that I didn’t owe anyone money I didn’t have.

Wouldn’t it be nicer though if you had a comprehensive record of incoming funds and outgoing expenses? Something that could give you an at-a-glance understanding of where your money was, where it came from and where it went?

Enter Moni. (more…)

It seems as though payment-revolutionary Square has been quite busy these last few weeks. With a revamp of their web app, a new iPad app and now a Card Case replacement named Pay With Square for iPhone (and Android, I suppose), Square continues to innovate and change the way we do business.

If you weren’t already familiar, Card Case was Square’s first attempt at a mobile app that was designed to allow you to locate businesses utilizing their technology, gather information about them, and then pay via a tab system. While Card Case was great, Pay with Square is a huge update to the app, complete with new icon, interface and functionality. Let’s dig in and see what’s new. (more…)

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