Finance is one area of my life where I always like to feel that I am in control and I know what is going on. When I was single it was easy to handle, but now with a wife, her small business and a son, the financial accounts have grown and become a little more complicated. I still want to stay on top of things and like to make sure that we are doing okay, but now I get a little help from an app called Personal Capital.
I have the bad habit of never keeping a very good record of our money, in that I don’t log somewhere every time we make a transaction. With debit cards and automatic withdrawals, it has made that process so much harder, in my opinion. What I would do is that I would just check my bank accounts every day to make sure that the transactions that took place the previous day, matched up with what I thought it should be. That can be a tedious process, and so I began searching for an app that could help me out, and that is where Personal Capital came into play for me. (more…)
People talk all the time about the release of a “low-end” iPhone. What denotes low-end? Sometimes it’s a lower amount of memory, other times it’s a non-Retina display. But whatever they say today, the concept is that Apple needs to release some kind of free iPhone at the same time that they release whatever the next model happens to be. So, in theory, there would be an iPhone 5S (or 6, or whatever), and this hypothetical low-end iPhone.
What do you think? Do you want a low-end iPhone or do you care? Let us know in the poll to the right!
There are multiple theories on how to best track spending. Many people employ budgeting, while others choose to use alternative methods such as the envelope system. Personally, I’ve always found it best to simply keep track of my spending by using a checkbook app (I’m currently using Moni). But the main problem with most of these methods, especially my preferred method, is that most people simply don’t know what they’re using their money to buy.
Sure, I know in the immediate present that I purchased a tank of gas for $45, but how much am I spending on gas a month? Every once in awhile, I’ll break down my spending habits to get a bigger picture, and I’m always amazed on where I can cut costs. The problem is, it’s an extremely tedious task that I wish were a lot more simple. Developers noidentity hope to make big picture expense tracking very simple with their new app, Next. (more…)
In my early days of freelancing, I ran a pretty simple operation. Most of my clients were friends and my expenses amounted to less than the standard deduction (in the USA at least). I used an Excel sheet for both my invoices and my expenses. Then things started to pick up a bit and I realized that I needed something a little more robust than a spreadsheet.
A friend of mine introduced me to FreshBooks and I never looked back. It’s great invoicing software that added expense tracking shortly after I joined, as well as a slew of other features. The only thing they were really missing was a good mobile app. Well recently, that changed, too, with FreshBooks Cloud Accounting. (more…)
LearnVest started out in 2010 with the mission of educating and empowering women to take control of their finances. With financial planning tools and online workshops, access to financial planning professionals (for a fee), and a free budgeting tool that rivals anything Mint.com or others have come up with, LearnVest has shown that it’s not playing around. What it’s lacked, though, is an app that puts the tools you find in your browser in your phone.
With a recent site refresh and SEC registration as a financial planner, LearnVest is adding more tools to the financial toolkit, including (finally), their own iOS app. While LearnVest still lets you know right on their mission page that their target demographic is women, everyone can use a little help, and their slick budgeting tool may be enough to make you make the switch. (more…)
Going on vacation is often an expensive event that includes costs from all areas. Add to that the confusion of an additional, perhaps unfamiliar currency and it might be easy for you not to take advantage of the best deal out there.
One place you can be subtly charged a quite significant fee is in currency exchange when buying from a commission-based bureau de change. Currency exchangers make a profit by adjusting exchange rates to guarantee a profit when a transaction takes place. Most of the time however, you won’t notice what is essentially their fee because it’s part of your overall exchange rate, which they take as commission. With each retailer offering a different rate, it can be difficult to deduce which one is offering the best deal with minimal commission.
Currency Exchange Fee Calculator is a very simple, straightforward app that will cross-reference a retailer’s offer with the going market rate to calculate the fee they’re adding on. Let’s find out more after the jump. (more…)
I’m someone who tries to be paperfree. I strive for the paperless office, I manage my finances online, and I always choose to receive my statements by email. But I always seem to end up surrounded by little slips of paper, especially receipts. There doesn’t seem to be a way to get around keeping receipts, especially if you think you may need to return a purchase, itemize deductions on your taxes at the end of the year, or keep track of your cash spent.
The folks over at OneReceipt stepped in to help us out with all that paper. OneReceipt aims to make it simple to document and track online and offline purchases and keep them close at hand. By allowing you to photograph your receipts and manage them right from your phone, this app is looking to replace your pocketful of paper. (more…)
If only there were a way to save all your receipts from getting washed, lost in your car or buried in the stacks of paper claiming most of the real estate on your desk — in a single, easily accessible place, right?
With the Lemon app — designed to complement the services of Lemon.com — you can scan all your receipts with your iPhone and store all their details online. Keep track of your spending, create expense reports and more. Want to see how it works? Hit the jump and I’ll show you.
In this Quick Look, we’re highlighting Easy Spending Expense Tracker. The developer describes Easy Spending Expense Tracker as the most easy to use expense tracker ever on an iPhone. It comes with a beautiful and clutter-free user interface.
Great new features are added now since the first version, based on tremendous positive responses from our users.
Cool new features, like bill reminders and multiple account summaries on a single screen
Read on for more information and screenshots!
Everyone knows that buying an iPhone isn’t cheap. Even if you pay the subsidized pricing, you’re handing over $200 to become the owner of the best smartphone available today. To ease the burden of such a cost, it would be a helpful if a service was available for your iPhone that would allow you to make a little, if not all, of that money back.
Enter Field Agent, a company that offers information collection for clients in which you are the information gatherer. After the jump I’ll explain how ridiculously easy it is to earn a few dollars by completing a Field Agent job.