30 Personal Finance Apps for the iPhone

Gone are the days of grabbing your checkbook and a calculator every night to make sure everything balances. Whether you’re looking for a completely automated solution, or a more hands on approach, your iPhone is the perfect device to keep track of all your finances on the go.

No matter what income bracket you fall into, you should try a few of the apps below to help track your income and expenses and keep you on budget.

app icon

Mint.com Personal Finance

Mint.com Personal Finance

“Personal finance tools from Mint.com. Track, budget and manage your money on-the-go. Simply sign up for an account on Mint.com, add your online banking accounts, and access your personal finances anywhere. Get started for free at Mint.com”

Mint.com is an outstanding service that tracks all of your income and expenses automatically by syncing with your various accounts. It’s a read-only service that doesn’t even give employees access to your information so it’s quite secure and extremely useful.

Customer Rating: 4/5
Price: Free

app icon

Paper Finance

Paper Finance

“It’s the finance app that moves! Paper Finance is a personal finance app made to address two major drawbacks of mobile money apps: 1) They’re too complicated, and 2) they lack the most joyous feature of the iPhone: swiping! So, we made a full-featured, yet easy-to-use money app that skips boring tapfests in favor of fun swiping. The result is what we consider to be money app perfection.”

Paper Finance has lots of features including the ability to see all your information on a single screen and generate graphs for anything you need.

Customer Rating: 3.5/5
Price: $2.99

app icon

WalletWhiz

WalletWhiz

“Unlike most budget applications on the App Store, WalletWhiz gives you the choice of managing your budget through a unique Calendar view, a traditional Categories view, or both. By using the Calendar view in tandem with the Categories view, you can manage your budget more efficiently”

WalletWhiz allows you to track your expenses and income, setup a security passcode and export your information as a CSV.

Customer Rating: 4/5
Price: $0.99

app icon

Argosity

Argosity

“Argosity is a simple, speedy way to track what you spend where. With just a few seconds of time you can record each transaction and never have to worry about lost receipts, missed checkbook entries, or exceeding your bank balance. ”

Key features include balance hiding for security and GPS auto location detection for entries.

Customer Rating: 1.5/5
Price: Free

app icon

Simple Budget

Simple Budget

“Simple Budget manages your budget on a day-to-day basis and evaluates your progress. Each day, you enter your spending as it occurs and if you are above the line (your target budget for that day), you have money in your budget to spend. Once you are below the line, you’re over budget and you should stop spending. It’s that simple.”

If you don’t need a lot of complicated features and want a simple way to help stay on budget, Simple Budget may be the perfect app for you.

Price: $1.99

app icon

Bludget

Bludget

“Bludget summarizes your expenditure and also allows you to drill down to examine your expenses in greater detail.”

Bludget allows you to enter and categorize your expenses, see detailed summaries and setup a simple budget to follow.

Price: $0.99

app icon

Day Bank

Day Bank – Budget Expenses Checkbook

“Other apps just offer backup and restore. Day Bank offers that in addition to desktop editing and transaction syncing, for free. Compatible formats for Excel, Quicken and MS Money.”

Features include income and expense tracking, result filtering, transaction grouping, charts and graphs, unlimited accounts and budget alerts.

Customer Rating: 3/5
Price: $1.99

app icon

PocketMoney

PocketMoney

“Take control of your finances today with PocketMoney. A powerful yet easy to use personal finance manager, PocketMoney lets you track your cash flow, understand your net worth, and improve the overall health of your finances on your iPhone, iPod Touch, or iPad.”

PocketMoney has tons of great features including unlimited account support, autocomplete transactions, custom filters, advanced budgeting, custom reporting, multiple currency support and more.

Customer Rating: 3/5
Price: $4.99

app icon

Checkbook

Checkbook

“Checkbook replaces your paper checkbook with a quicker, more convenient way to manage your daily finances. Reconcile transactions, save recurring transactions, schedule transactions, and much more!”

Checkbook is simple, but in a good way. It’s super easy to use with a simple, straightforward interface and has a few advanced features like CSV exporting.

Customer Rating: 4/5
Price: $1.99

app icon

QuickBank Checkbook

QuickBank Checkbook

“Manage your daily transactions with speed and ease! Balance your checkbook, keep track of credit card charges, cash expenditures, etc. You can even share all of your expenses for use with Quicken, Microsoft Money, Excel and other desktop finance programs.”

Featuring account reconciliation and backup, recurring transactions, transfers, graphs, and the ability to add photographs of your receipts.

Customer Rating: 3/5
Price: $0.99

app icon

iBank

iBank

“iBank Mobile lets you track your day-to-day spending and monitor account balances on the go. It’s easy to enter and categorize transactions, track expenses, or view running balances — all from your iPhone or iPod touch.”

iBank Mobile syncs with the desktop app and supports multiple currencies and transaction splitting, and features a unique and attractive interface.

Customer Rating: 3.5/5
Price: $4.99

app icon

HomeBudget with Sync

HomeBudget with Sync

“HomeBudget is an expense tracker designed to help you budget, track and possibly control your monthly expenses at home. HomeBudget supports tracking of both your expenses and income, and includes support for budgets, accounts, payees, and bill tracking.”

Features include auto-generate recurring expense entries, create/edit/delete expense categories and sub-categories, bill tracking, trend charts, expense splitting and a lot more.

Customer Rating: 3.5/5
Price: $4.99

app icon

SplashMoney

SplashMoney

“Manage your money anytime, anywhere. Connect to your online bank from your iPhone and download transactions directly into SplashMoney. Create budgets and then track and analyze your spending with customizable reports and charts. Sync wirelessly with your PC or Mac to stay on top of your finances whether you’re at home, on the road, or in the office.”

Customer Rating: 2.5/5
Price: $4.99

app icon

Credit Card Debt

Credit Card Debt

“Credit Card Debt is an application specifically designed to help you keep track of your credit lines. It includes a number of great features that help you keep a better eye on your finances without a lot of daily overhead involved like other money applications currently on the App Store.”

With Credit Card debt you can track multiple cards and see their individual data as well as the total debt from all cards.

Price: $0.99

app icon

iPiggy

iPiggy

“This easy to use app will instantly show you exactly how much you need to save per day/week/month/year for any target amount, for any future date. ”

A simple app with few features but it does exactly what it claims. Just set a target date and amount and it will spit out how much to save per day, week, etc.

Customer Rating: 3/5
Price: $0.99

app icon

iCheckBalance

iCheckBalance

“iCheckBalance is an easy to use checkbook app and a bill tracking app in one. For balancing/reconciling your checkbook this great app saves you time over using a calculator; you don’t have to start all over if you make a mistake or miss a transaction. ”

ICheckbalance contains a simple spreadsheet interface perfect for tracking your checking account balances.

Customer Rating: 3.5/5
Price: $1.99

app icon

Jumsoft Money

Jumsoft Money

“Jumsoft Money is an easy-to-use but effective tool for finance management on the iPhone OS 3.0 and iPad platforms. It has everything you need to keep track of your financial transactions as well as create and maintain budgets. On top of that, it is free of charge!”

By far one of the best free personal finance apps available. Jumsoft Money contains a beautiful interface and lots of powerful features. Make sure you download this one and give it a shot!

Customer Rating: 3/5
Price: Free

app icon

Budget Touch

Budget Touch

“Budget Touch uses the envelope model of budgeting. Set aside money for your standard expenses, then know how much you have left to enjoy.”

The envelope method is a popular budgeting technique that is replicated here on your iPhone. Features include multiple account support, spending limit graphs, HTML export, syncing with the mac app, and more.

Customer Rating: 2.5/5
Price: $5.99

app icon

Bank Tracker

Bank Tracker

“Locate your bank anywhere with the help of the MyBankTracker.com. Instantly find over 9,000 financial institutions and 100,000 branches anywhere in the United States with the help of the MyBankTracker.com database.”

Unlike the other apps we’ve looked at, this one helps you more in the physical world by guiding you to the nearest branch of your bank. There’s also a news stream so you can keep up on the latest information a press releases from regarding various financial institutions.

Customer Rating: 2.5/5
Price: Free

app icon

Money 4.0

Money 4.0

“With the 35th release Money has turned into such a financial application that matches the best Apple’s idea of combining most elegant design and high productivity. We have described all the changes with Money in our BLOG.ibearsoft.com (Future of Money).”

Track multiple accounts, create budgets, generate reports, convert currencies, add notes and more. Money is one of the top finance apps in over twenty countries.

Customer Rating: 3.5/5
Price: $6.99

app icon

iXpenseIt

iXpenseIt

“iXpenseIt simplifies daily expense tracking and monthly budgeting. With iXpenseIt, it’s never been easier to stay current on your personal budget or for business users, to get faster reimbursements. Store photo receipts is a snap. Enter expense data anywhere, anytime within seconds. Powerful reporting provides insight to where your money went and find new ways to save.”

Customer Rating: 3.5/5
Price: $4.99

app icon

BillMinder

BillMinder

“BillMinder simplifies your life by tracking your bills. It was the first and we believe it is the best bill tracking tool on the entire App Store! ”

Features include a calendar view, an excellent interface, push notifications, charts, category management password protections, and more.

Customer Rating: 3/5
Price: $0.99

app icon

Spend - Budgeting

Spend – Budgeting

“Keep track of your money with Spend, a quick and easy-to-use personal budget tracker. Spend travels with you on your iPhone or iPod Touch and does not require internet access, so you can enter your purchases before you even leave the mall or grocery store!”

Customer Rating: 3/5
Price: $0.99

app icon

Ace Budget

Ace Budget

“Ace Budget is an easy to use financial application to help you track your expenses and income. You can create daily, weekly, monthly, semimonthly, quarterly, and yearly budgets for an unlimited number of categories. You can also schedule recurring transactions, set reminders, view graphs, compare historical data, and much more. Every feature of Ace Budget is designed to be quick, clean, intuitive, and easy to use.”

Customer Rating: 3/5
Price: $0.99

app icon

ExpenseTracker - Spending

ExpenseTracker – Spending

“Spending is a most easy-to-use expense log that keeps track of your money spending. No complex operations, no impractical functions. Spending is so easy to use. Using Spending you will quickly and easily record each expense. It’s easy to know how much money you spent every week, how much money you spent every month, or even how much money you spent for this year.”

Customer Rating: 4/5
Price: $2.99

app icon

MoneyBook

MoneyBook

“It may look simplistic, but MoneyBook is a powerful personal finance app that offers unique features in an award-winning, easy-to-use user interface.”

MoneyBook has a beautiful interface and plenty of great features including income and expense tracking, CSV export, backup and restore, and recurring transactions.

Customer Rating: 3/5
Price: $4.99

app icon

Balance

Balance

“Balance is an application designed to help you keep track of the balance of one of your accounts. Intended to replace a paper-based checkbook register, Balance maintains a list of credits and debits to your account. When you enter a new transaction, Balance automatically recalculates the account’s balance. You can protect your information with a password. Balance also allows you to export your transactions to your computer. With Balance, you’ll always know how much money you’ve got in your account so you can avoid overdraft fees.”

Customer Rating: 3.5/5
Price: Free

app icon

Accountr - Budget Checkbook

Accountr – Budget Checkbook

“Accountr for the iPhone and iPod Touch allows you to keep track of on-the-go expenses and earnings. One of the few apps that lets you track your account transactions and also keep a budget.”

Features include multi-device syncing, budgets, multiple account support, unlimited categories, and account transfers.

Customer Rating: 2.5/5
Price: $0.99

app icon

iWallet

iWallet

“iWallet (Expense and Income Tracker) is a very easy to use and functional money manage app. Using it can help you to track your income and expense in a simple and effcient way.”

Features include full account management, quick view of all data, income tracking, and expense tracking.

Customer Rating: 3/5
Price: $4.99

app icon

Quicken Online Mobile

Quicken Online Mobile

“Take control of your finances, wherever you go, with free Quicken Online Mobile, from the makers of America’s #1 personal finance software. Just sign up for free Quicken Online and add your accounts to start tracking your finances from your iPhone. That way, you’ll always know what you have left to spend BEFORE you make a purchase.”

Quicken has acquired Mint.com and encourages you to use Mint instead but just in case you already have an account for Quicken Online, here’s the accompanying app.

Customer Rating: 2.5/5
Price: Free

Conclusion

The apps above should be enough to help you track every dollar, euro or pound that you spend and receive for years to come.

Use the comment section below to let us know which are your favorites and if we left any out!